{"id":1407,"date":"2024-04-02T23:31:36","date_gmt":"2024-04-02T23:31:36","guid":{"rendered":"https:\/\/dunninspectionservices.com\/?p=1407"},"modified":"2024-04-02T23:31:37","modified_gmt":"2024-04-02T23:31:37","slug":"hail-damage-to-your-home-or-car","status":"publish","type":"post","link":"https:\/\/dunninspectionservices.com\/index.php\/2024\/04\/02\/hail-damage-to-your-home-or-car\/","title":{"rendered":"Hail Damage to your Home or Car?"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">What to do next.<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.tdi.texas.gov\/tips\/spanish\/after-hail-or-windstorms-sp.html\">Espa\u00f1ol<\/a><\/p>\n\n\n\n<p>File an insurance claim as soon as you can if hail or strong winds damaged your home or car.<\/p>\n\n\n\n<p>For insurance company phone numbers,&nbsp;<a href=\"https:\/\/www.tdi.texas.gov\/consumer\/company-profiles-and-agents-for-service-of-process.html\">find your company online<\/a>&nbsp;or call the Texas Department of Insurance at&nbsp;<strong>800-252-3439<\/strong>.<\/p>\n\n\n\n<p>If you have wind and hail coverage on your home or comprehensive coverage on your auto policy, your insurance company should pay for your hail damage.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"999\" height=\"669\" src=\"https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/Depositphotos_158360776_s-2019-1.jpg\" alt=\"\" class=\"wp-image-1411\" srcset=\"https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/Depositphotos_158360776_s-2019-1.jpg 999w, https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/Depositphotos_158360776_s-2019-1-300x201.jpg 300w, https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/Depositphotos_158360776_s-2019-1-768x514.jpg 768w\" sizes=\"(max-width: 999px) 100vw, 999px\" \/><\/figure>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"has-medium-font-size\">Claim tips\n<ul class=\"wp-block-list\">\n<li><strong>Take pictures and video of the damage.<\/strong>&nbsp;Also, make a list of the damage inside and outside your house or car. Don&#8217;t throw any damaged items away until your insurance company tells you.<\/li>\n\n\n\n<li><strong>Prevent more damage.<\/strong>&nbsp;Remove standing water. Cover broken windows and holes to keep rain out. Save all receipts. Your policy may pay for temporary repairs.<\/li>\n\n\n\n<li><strong>Be available for the adjuster visit.<\/strong>&nbsp;You can make sure they see everything.<\/li>\n\n\n\n<li><strong>Keep a list of everyone you talk to at your insurance company.<\/strong>&nbsp;Be ready to answer questions about the damage.<\/li>\n\n\n\n<li><strong>Ask about living expenses.<\/strong>&nbsp;If you can\u2019t stay in your house after a storm, most policies will cover some related costs. Keep your receipts.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Avoid fraud\n<ul class=\"wp-block-list\">\n<li><strong>Get more than one bid or repair estimate<\/strong>.&nbsp;That will help you decide which offers are too high or too good to be true.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>Check references and phone numbers.<\/strong>&nbsp;Call the Better Business Bureau to see if a contractor or body shop has complaints.<\/li>\n\n\n\n<li><strong>Don&#8217;t pay in full up front.<\/strong>&nbsp;And don\u2019t make your final payment until work is done.<\/li>\n\n\n\n<li><strong>Avoid contractors who offer to waive your deductible<\/strong>. It\u2019s illegal to waive a homeowners deductible under state law. Your insurance company may ask for proof that you paid your deductible.<\/li>\n\n\n\n<li><strong>Never sign a contract that has blank spaces<\/strong>.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"768\" data-src=\"https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/2hail-1024x768.webp\" alt=\"\" class=\"wp-image-1410 lazyload\" data-srcset=\"https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/2hail-1024x768.webp 1024w, https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/2hail-300x225.webp 300w, https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/2hail-768x576.webp 768w, https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/2hail-1536x1152.webp 1536w, https:\/\/dunninspectionservices.com\/wp-content\/uploads\/2024\/03\/2hail-2048x1536.webp 2048w\" data-sizes=\"(max-width: 1024px) 100vw, 1024px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/768;\" \/><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.tdi.texas.gov\/consumer\/storms\/recoverytips.html\">Help after the storm<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tdi.texas.gov\/tips\/getting-your-insurance-claim-paid.html\">Steps to getting your home or car insurance claim paid<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tdi.texas.gov\/consumer\/storms\/home-damaged-faq.html\">FAQ: Homeowners insurance and disaster claims<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tdi.texas.gov\/tips\/replacing-your-roof.html\">Insurance and your roof: What to know when buying a policy or filing a claim<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.tdi.texas.gov\/tips\/car-totaled.html\">My car was totaled! Now what<\/a>?<\/li>\n\n\n\n<li><a href=\"https:\/\/www.youtube.com\/watch?v=ZBqNJW5lEbw\" target=\"_blank\" rel=\"noreferrer noopener\">How to find a good contractor after a storm<\/a>\u00a0(video)<\/li>\n<\/ul>\n\n\n\n<p><strong><a href=\"https:\/\/dunninspectionservices.com\/index.php\/2024\/03\/26\/water-damage-in-commercial-buildings\/\">Water Damage In Commercial Buildings<\/a><\/strong><\/p>\n\n\n\n<p><strong><em><a href=\"https:\/\/dunninspectionservices.com\/\">Return Home<\/a><\/em><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What to do next. Espa\u00f1ol File an insurance claim as soon as you can if hail or strong winds damaged your home or car. For insurance company phone numbers,&nbsp;find your company online&nbsp;or call the Texas Department of Insurance at&nbsp;800-252-3439. If you have wind and hail coverage on your home or comprehensive coverage on your auto&hellip;&nbsp;<a href=\"https:\/\/dunninspectionservices.com\/index.php\/2024\/04\/02\/hail-damage-to-your-home-or-car\/\" rel=\"bookmark\"><span class=\"screen-reader-text\">Hail Damage to your Home or Car?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":1409,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-1407","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Hail Damage to your Home or Car? 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